Rock Island Realty

Two Story

1105 Lay Avenue

Warsaw, MO 65355

MLS#: 3584557

$295,000

Status: Active Under Contract
Listing number: 3584557
Listing provided by: BHHS Lake Ozark Realty
Listing agent phone: None
Last update: a month ago
On site: 7 months ago
Browse Properties
None - Residential

Property

Beds

4

Full Baths

3

1/2 Baths

1

Year Built

None

Sq.Footage

3,452

NEW LOW BARGAIN PRICED - MOTIVATED SELLERS! Historic Charm Meets Modern Luxury on 1.5 Acres in Warsaw, Missouri. Welcome to 1105 Lay Avenue — a beautifully restored historic mini-mansion where timeless elegance meets today’s modern comforts. Situated on a sprawling 1.5-acre lot just minutes from downtown Warsaw, this stately residence offers the perfect blend of character, space, and location. Inside, extensive renovations provide peace of mind and turnkey convenience, including a brand-new kitchen with all new appliances, updated bathrooms, new siding, windows, roof, HVAC system, and more. The expansive front yard creates a grand welcome, while the private backyard offers room to relax, entertain, or create your own outdoor retreat. With no rental restrictions, this property presents incredible flexibility — ideal as a spacious primary residence, multi-generational home, vacation getaway, income-producing rental, or even a retreat center. Located just minutes from Lake of the Ozarks, Drake Harbor, and Truman Lake, outdoor recreation, boating, dining, and shopping are all within easy reach. 9/15/2026 UNDER CONTRACT contingent on Sale, 72 hour kickout. NOT FOR RENT.

Features & Amenities

Interior

  • Total Bedrooms

    4

  • Bathrooms

    3

  • 1/2 Bathrooms

    1

  • Basement YN

    YES

  • Cooling YN

    YES

  • Cooling

    Central Air

  • Fireplace YN

    YES

  • Heating YN

    YES

  • Heating

    Forced Air, Heat Pump, Natural Gas

  • Pet friendly

    N/A

Exterior

  • Garage

    No

  • Construction Materials

    Vinyl Siding

  • Parking

    Paved, Gravel, No Garage

  • Patio and Porch Features

    Deck, Porch, Covered

  • Pool

    No

  • Waterfront YN

    NO

Area & Lot

  • Lot Features

    Sloped, City Lot, Gentle Sloping

  • Lot Size(acres)

    1.5

  • Property Type

    Residential

  • Property Sub Type

    Single Family Residence

  • Architectural Style

    Two Story

Price

  • Sales Price

    $295,000

  • Tax Amount

    $1,494.36

  • Rent Type Allowed

    Annual, Biweekly, Nightly, Weekly

  • Zoning

    Residential

  • Sq. Footage

    3,452

  • Price/SqFt

    $85

HOA

  • Association

    No

School District

  • Elementary School

    Out Of Area

  • Middle School

    Out Of Area

  • High School

    Out Of Area

Property Features

  • Ownership

    Fee Simple,

  • Sewer

    Public Sewer

  • Water Source

    Public

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Benton

Elementary School

Out Of Area

Middle School

Out Of Area

High School

Out Of Area

Listing Courtesy of LISA B SPENCER, BHHS Lake Ozark Realty

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Owen Shotkoski

Agent

Owen Shotkoski

Call Owen today to schedule a private showing.

(402) 658-3116

owen@homeatthelake.com


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
NEW LOW BARGAIN PRICED - MOTIVATED SELLERS! Historic Charm Meets Modern Luxury on 1.5 Acres in Warsaw, Missouri. Welcome to 1105 Lay Avenue — a beautifully restored historic mini-mansion where timeless elegance meets today’s modern comforts. Situated on a sprawling 1.5-acre lot just minutes from downtown Warsaw, this stately residence offers the perfect blend of character, space, and location. Inside, extensive renovations provide peace of mind and turnkey convenience, including a brand-new kitchen with all new appliances, updated bathrooms, new siding, windows, roof, HVAC system, and more. The expansive front yard creates a grand welcome, while the private backyard offers room to relax, entertain, or create your own outdoor retreat. With no rental restrictions, this property presents incredible flexibility — ideal as a spacious primary residence, multi-generational home, vacation getaway, income-producing rental, or even a retreat center. Located just minutes from Lake of the Ozarks, Drake Harbor, and Truman Lake, outdoor recreation, boating, dining, and shopping are all within easy reach. 9/15/2026 UNDER CONTRACT contingent on Sale, 72 hour kickout. NOT FOR RENT.

1105 Lay Avenue

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Rock Island Realty via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Related Properties

New on site 1 day ago
Beautiful new construction home in Lake Ridge Bay, one of the area's most desirable lake communities, offering access to a community dock slip and boat ramp on the Lake of the Ozarks! 3-bedroom, 2-bath home features a spacious, open-concept layout perfect for everyday living & entertaining. Generously sized kitchen offers abundant cabinetry, plenty of counter space, and a dedicated pantry providing exceptional storage. Large, inviting living room creates the perfect gathering space for family and friends. Spacious primary suite features a private ensuite bathroom, while two additional generously sized bedrooms offer plenty of room for family, guests, or a home office. Attached two-car garage provides additional convenience and storage. Situated on a lot just under half an acre, this property offers plenty of outdoor space to enjoy. Additional highlights include paved roads all the way to the home, community sewer, water, and trash services, & a convenient location just a short drive from Warsaw. Enjoy the benefits of a brand-new home in an established lake community with easy access to boating, fishing, and recreation on the Lake of the Ozarks. Schedule your private showing today!
#3591072

Warsaw

22715 Lake Ridge Drive

3 Beds

2 Baths

1,537 Sq.Ft.

$349,900

MLS#: 3591072

Spacious 4-bedroom, 3.5-bath home situated on a generous lot in the heart of Warsaw! Located on a quiet dead-end street, this home offers plenty of living space, multiple entertaining areas, and convenient access to everything Warsaw has to offer. Step inside to discover an oversized living room with endless possibilities for furniture arrangements and entertaining guests. Just off the living room, step onto the upper deck overlooking the backyard, with stairs leading to an additional lower deck for even more outdoor enjoyment. The kitchen offers abundant cabinetry and countertop space, while the adjoining dining room provides plenty of room for family meals and gatherings. Upstairs, you'll find a spacious primary suite featuring a large private ensuite bathroom, along with two additional generously sized bedrooms and a full bathroom. The finished lower level offers an expansive recreation room complete with a wood-burning stove and walkout access to the backyard patio. An additional large bedroom downstairs could also serve as a home office, hobby room, or guest space, with a full bathroom conveniently located nearby. Schedule your showing today!
#3590858

Warsaw

1519 Shady Lane

4 Beds

3 Baths

2,831 Sq.Ft.

$349,900

MLS#: 3590858

TURNKEY TRUMAN LAKE PACKAGE! This is a RARE DEAL - fully furnished home PLUS boat, trailer, lift & transferable covered marina slip rental included! This 3-BR, 2-bath Warsaw home offers approximately 2,120 sq. ft. of living space with year-round Truman Lake views, and now includes a 2020 19' Tracker Targa boat with a 200 HP Mercury Pro XS, double-axle trailer, Econo Lift hoist, and access to a rented covered slip at Truman Lake Marina, paid through 10/31/26 and transferable subject to marina approval. The boat features approximately $11,000 in newer upgrades, including a Force Pro trolling motor, 5 Ionic lithium batteries, Garmin 12" LiveScope and 9" Humminbird. Inside the home are warm wood finishes and an open concept living area, while the walk-out lower level offers a family room, wet bar and additional gathering space. Enjoy the lake setting from the deck or private patio. The detached garage includes a bathroom, shower, heat & air, plus room for vehicles, lake gear or hobbies. Minutes from Truman State Park and Long Shoal Marina, this is a rare opportunity to purchase a furnished Truman Lake home with the boat setup already in place!
#3589624

Warsaw

29801 Eastbank Drive

3 Beds

2 Baths

2,120 Sq.Ft.

$350,000

MLS#: 3589624

Minutes from Truman Lake, this 10-acre property offers endless possibilities with two residential cabins, a large storage shed, and an additional equipment shed. Cabin 1 features 2 bedrooms, 1 full bath, an open living area, and a spacious 12x18 covered deck perfect for relaxing and enjoying the peaceful surroundings. Cabin 2 offers an open-concept layout with a full kitchen, full bathroom, and laundry hookup. There ia a 30amp camper hookup with water connection. Surrounded by mature trees and rolling terrain, the property provides plenty of room for recreational vehicles, equipment, storage, or future expansion. Don't miss your opportunity to make this place yours!
#26053181

Warsaw

23459 Canfield Lane

3 Beds

2 Baths

484 Sq.Ft.

$250,000

MLS#: 26053181

Enjoy year-round Truman Lake views from this inviting 2-bedroom, 2-bath home on three lots bordering Corps of Engineers land! Whether you’re looking for everyday lake living or a weekend escape, you’ll love the peaceful setting and convenient location. Relax by the wood-burning fireplace or sip morning coffee in the bright sunroom overlooking the lake. New carpet adds a fresh touch, while the full walkout basement offers additional sleeping space, a wet bar, and room to entertain after a day on the water. The original home dates to 1954, with an addition completed later. This well-maintained property features a new roof and gutters installed in 2026, plus a newer A/C system. Kitchen appliances are included; washer and dryer are excluded. Gather around the firepit, tackle projects in the detached two-car garage with workshop, and take advantage of the carport for extra covered parking. Three lots provide room to enjoy the outdoors, with adjoining Corps land enhancing the natural setting. Just two minutes from Long Shoal Marina and approximately 10 minutes from downtown Warsaw and Lake of the Ozarks, your next lake adventure is close to home!
#3590677

Warsaw

28446 Panorama Road

2 Beds

2 Baths

2,154 Sq.Ft.

$319,000

MLS#: 3590677

Now Offering a 2 Year Home Warranty! Experience peaceful country living in Warsaw, MO! This beautifully remodeled 3-bedroom, 3-bath home sits on 3.3 private acres, offering the perfect blend of comfort, space, and seclusion. Relax on the covered front porch and enjoy the quiet surroundings, or take advantage of the incredible 60' x 30' shop featuring a dedicated tool room and its own full bathroom. Whether you're looking for room to work, play, or simply unwind, this move-in-ready property has it all!
#3588953

Warsaw

37070 Rambling Road

3 Beds

3 Baths

1,344 Sq.Ft.

$284,900

MLS#: 3588953

Every now and then, a home comes along that simply feels like the right place to slow down and enjoy life. Tucked into the Paradise Point community, this inviting 3-bedroom, 2-bath home blends modern updates with the relaxed lifestyle that draws so many to the Truman Lake area. The open floor plan creates an easy gathering space, while the kitchen features butcher block countertops, stainless steel appliances, and thoughtful finishes that add warmth and character. The main-level primary bedroom offers daily convenience, while 2 additional bedrooms and a bathroom upstairs provide flexible space for guests, hobbies, and more. Outside, the detached garage offers ample space for vehicles, tools, and all the gear that comes with lake living. With community access to a boat ramp at the 84 MM of Lake of the Ozarks, a swim area, and Truman Lake just moments away, weekends can be as adventurous, or as peaceful, as you choose. This isn't just a home near the lake…it's a place to enjoy the lifestyle that comes with it.
#3588862

Warsaw

23142 Salley Drive

3 Beds

2 Baths

1,626 Sq.Ft.

$244,500

MLS#: 3588862

Lake of the Ozarks getaway with proven income potential just minutes from Warsaw! This beautifully updated 2-bedroom home is currently operating as a successful Airbnb, making it an excellent investment or personal lake retreat. Enjoy beautiful lake views from the front porch and spend your days on the platform swim dock, perfect for tying up the boat, swimming, fishing, and relaxing on the water. Inside, you'll find updated flooring, a remodeled kitchen, and inviting living spaces designed for entertaining family and friends. The bright sunroom is filled with natural light and offers peaceful lake views, creating the perfect place to unwind. There is also a community boat ramp a stones throw from house! Conveniently located close to Warsaw, you'll enjoy easy access to shopping, restaurants, and local amenities while still experiencing the peaceful lake lifestyle. Whether you're searching for a weekend escape, full-time residence, or turnkey short-term rental, this Lake of the Ozarks property is ready to enjoy.
#3588955

Warsaw

17521 Snowcap Loop

2 Beds

1 Baths

908 Sq.Ft.

$239,900

MLS#: 3588955

The Lodge is a spacious five-bedroom, three-bathroom lake-view home accommodating up to 15 guests with 10 beds. Features include a large full kitchen with pantry, BBQ grill, and picnic table—ideal for family gatherings or group getaways. Just down the road from Truman State Park Marina giving you quick and easy access to Truman Lake, while also being close to Drake Harbor where you can access the Lake of the Ozarks. This cabin has been a successful rental and has a long client list. Could be utilized as an Airbnb or long-term rental on the side.
#3587173

Warsaw

29726 Onlooker Lane Lodge - Lot 8

5 Beds

3 Baths

2,939 Sq.Ft.

$274,950

MLS#: 3587173

4-bed, 2-bath waterfront home in the Turkey Creek arm of Lake of the Ozarks. Enjoy lake access from your private, 2 slip dock conveniently including electric. The large, 2-car detached garage, and workshop is heated and well insulated providing the ability to comfortably enjoy working on your hobbies all year long. Don't miss out on the beautiful lake views through the new windows throughout the home! The home also boasts spacious living areas and the ease to walkout and enjoy your covered patio and large backyard perfect for outdoor gatherings. With community boat ramp and convenient access to water activities, this property combines comfort and recreation for an idyllic lifestyle.
#3562655

Warsaw

29686 Lake Road 57

4 Beds

2 Baths

1,920 Sq.Ft.

$329,900

MLS#: 3562655

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Rock Island Realty via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

I agree to receive communications and understand I can unsubscribe at any time.

I agree to be contacted by Rock Island Realty via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.

Privacy Policy Terms of Service